Tax Articles & Guides

Plain-English explainers on Indian tax rules — written so you don't need a CA to understand them. New articles added regularly.

Old vs New Tax Regime: Which One Should You Choose in FY 2025-26?

A practical, income-bracket-by-income-bracket breakdown of when each regime actually saves you money.

Section 80C Explained: Every Investment That Qualifies

PPF, ELSS, life insurance, and more — what counts toward your ₹1.5 lakh limit and what doesn't.

How HRA Exemption Is Actually Calculated

The three-part rule most people get wrong, explained with real salary examples.

Section 87A Rebate Explained: How ₹12 Lakh Became Tax-Free

What the rebate actually does, who qualifies, and why income just above the threshold isn't taxed unfairly.

Home Loan Tax Benefits: Section 24(b) vs Section 80C

How principal and interest repayments are treated differently — and how to claim both correctly.

What Is CTC vs In-Hand Salary? A Complete Breakdown

Why your offer letter's number is never what lands in your bank account, explained component by component.